An Interactive comparison between life insurance and direct investment

This short Active X program requires Microsoft Internet Explorer 4.0 or higher (or anything else that can recognise VB scripts) to run.

Obviously if you take out life insurance and perish the next year or so, and the policy pays out, then you are better off doing that. However if you know that you are dying the chances are so will the company and you won't get insurance and you won't get paid or cryopreserved.

Therefore no one will take out life insurance in the expectation that he will be better off than by investing. This little program can show you where the break point comes, and it emphasises that only a year or two after that breakpoint is achieved you are very substantially better off by investing in something like Invesco's technology fund.

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